I ALWAYS recommend halfbody models if you're on a bit of a budget. Like Shoto said, you RARELY see the lower body on a model outside of debut. they DO come in handy for reference, and a fullbody vtuber model can count as a reference too which is great and can shave off costs on
my back doesn't ache when I remember that this game is from 2004 and I'm playing it again in 2026 (: hanging out with the bandits & pokemon firered! art by RokuseiAstraVT